Showing posts with label #emergency. Show all posts
Showing posts with label #emergency. Show all posts

Friday, April 29, 2016

Personal Fundraising Campaign Update - Friday

My personal campaign continues. I have to say it's been an awesome week. I am positive this debt will get paid through the donations, my own hard work in ways to sell mosaics as the months continue on and through friends purchasing mosaics through my online shops. Almost all I raise on my own will get donated after I've taken out what I need for supplies to keep the business running and a few personal items like supplements.

One friend bought mosaics from my Storenvy shop this week. Another did a little online shopping and requested I hold a few mosaics for them so they could send a check instead of using the online shopping carts.

I am well supported emotionally and lovingly by many dedicated people and I am honored to be in their tribe.

One frequently returning customer is going to offer something special to those who donate in an FB group they run, in association with my GoFundMe campaign at some point in the future. How amazing is that?!

I've been emailing the lawyer all week and we settled on an arrangement. I have 10 months to pay off the remainder of the debt after sending them $1250, which was the first amazing payment I received in the fundraiser. That means on the first of each month I'll owe a little over $400 for 10 months. It sounds reasonable and even possible.



What I love the most about this situation is how I responded to it. Okay, so, I did panic, I did feel my blood pressure rise. I even felt like crying at one point but I didn't. What I did do, after the initial shock, was go into action-mode and ask for help through the fundraiser, create a discount in one of my online shops to promote sales, and started looking at ways to expand on how I sell my mosaics.

I've changed how I look at the obstacles ahead of me. What a wonderful thing! I'm not afraid or scared. I just find the best solutions.



For instance: I'm looking into finding a volunteer to help me for a day in August. I haven't decided I'm going to do this yet, but there is a local craft fair happening that month. I would love to do a few craft fairs a year. I didn't always feel that way, but now I'm ready. Sort of. I need confidence (personally lost a lot when I lost my teeth --- I used to smile all the time and now I never do --- even embarrassed to talk to someone in person --- it's the first thing people see and they focus on it even if they don't realize it --- I'm very sensitive about that!). I need to show my work in places I haven't before and that means spreading my wings a bit. Getting out of my comfort zone a little bit too. Teeth or no teeth. My dental troubles will get taken care of eventually. Who knows, if I do enough craft shows and get a good profit going, I can go to the dentist! Wouldn't that be awesome?! In the meantime, I've started collecting beautiful scarves for a few reasons: to hide the double-chins and if need be, I can use them to distract from the facial flaws I feel I have. Every time I go out, I wear one. They are a confidence booster and I love that!!

I definitely need a few things before I can do craft shows. A lot goes into doing these. I can get the money gathered to rent space, it isn't as expensive as some are. I can get a table from my Dad to borrow for the day but I would need to rent a tent (way more expensive than the rental for the table). I may need things I don't even know about yet. And can't do any of it without a volunteer or two. I know I can't man a table by myself and mosaics are too heavy to carry around, down and up steps and so on. I don't think I could pick up a table and carry it too far today. I no longer drive, so someone would have to do that too. So much to consider but not impossible. How about that?! I'm leaving my comfort zone and I'm okay!




I'll keep you posted on that adventure once I do more thinking about it. It would be nice to get out and share the love.

If you all could take a minute or two to read the campaign, donate to it if you can and share it if you would, I'd appreciate it. Thanks so much and enjoy the moments!

https://www.gofundme.com/2a4bt492


Support Independent Artisans, Designers and Crafters for your gift-giving needs all throughout the year. Thank you!~Cindy, EarthMotherMosaics

Friday, April 22, 2016

A Very Special Request - Friday

Yesterday was a crazy day. It got even crazier when I opened the mail. My daughter turned 31 yesterday (so many mixed emotions --- my first baby!!), the singer Prince passed away and so did Joanie Laurer aka Chyna, the WWE wrestler, both left us too soon --- such sad news. And, I got a letter from an attorney stating that I was being sued. I owe the manager for the apt I was evicted from 5 years ago, over $5,000. Wow.

It's a full moon tonight ... I'm covered in emotions and feelings! The 2nd Mercury Retrograde is headed this way next week and I'm positive this one bring with it good things for me. I am sensitive to the moon's cycles and some planetary activity as well, and therefore, this has me in a bit of a tizzy.

All I can do is go with the flow, so here I go ... I'm asking for financial help for the amount I'm being sued for. I know it is my responsibility and I know I need to get it taken care of somehow. Therein lies the rub. The "somehow".

I don't live a "traditional" life, so finding funding in the traditional way seems a little odd. But I knew, if I didn't try, when asked if I had, I'd have to start over anyway. After receiving the letter, I started to try to find the way to pay off this large debt. One of the constant email I get is from creditkarma a great website that keeps tracks of all things like your credit score and who checks it and when. They also let you know by email when good deals on credit cards are available. By contacting a credit card company and apply for one, I need to know if I could qualify anyway and if I don't, why. Seems like a lame idea but I haven't tried for a card in years and my credit score has been rated "fair" for 2 years. If it is approved, I'd be able to pay off some of the debt using it, or a little bit anyway. That's a big IF but it's a possibility. The downside is that with this small claims court debt, if it isn't paid, will mess up my credit one more time which isn't something I'd like to happen if I can help it. Sheesh.

Another traditional move --- I went online to my bank, where I've had an account for years, and asked for an emergency loan. Not having a steady income or collateral makes these kinds of things hard, but I am going to apply for retirement benefits in a few months (I am pretty sure), which means I can pay off a loan over time if they grant it. They suggested I give them a call, and I might, but I am fairly sure they won't think it's a great idea to lend money to someone with no steady income or collateral. But nothing ventured ...

Meanwhile, I've started a gofundme campaign. WHO KNEW I'd do this for a personal debt and not for the dream studio space I want to have in the future? The only good news here is it gave me a chance to learn how to use the site again since it's been a few years. Once I am ready to continue with a campaign for the funding of studio space, I will probably remember how to use it. The site is user-friendly enough although I wasn't paying much attention and put my campaign out "there" for all to see before I was ready. I fixed what I needed to fix and got it "live" in record time, however. Whew. I was a little numb when I started working on the campaign. Sad that I had to do it but so darned grateful I had a place to go to ask for the help I need.

I shared this campaign yesterday on my Facebook page and personal profile. I'm sure I'll be sharing it a lot over the next few months. I reminded myself that I was just having a bad day, I don't have a bad life. I inhaled deeply, meditated and knew I was okay. Obviously my heart can stand a good scare once in a while, so that's good. It pumped vigorously when I read the letter from the attorney. I was able to calm myself with meditation and become more centered (this is a life saving device for me, I highly recommend trying it if you don't already meditate) and I feel great physically at this moment. Good for me!

Within 3 hours of starting the new campaign, I had received a direct PayPal donation and 2 donations on my campaign site. I am blown away by the generous donation from an anonymous person who gave $1,250.  In one day, within a few hours, a little over $1,300 was given. I am feeling truly blessed!

Interestingly enough, I had a dream Tuesday evening about this very situation concerning the debt. I thought to myself in this dream: "I need to figure out a way to pay off this debt so I can move forward with my dreams and goals. I need a fresh start!" I hadn't thought of it for such a long time (close to 2 years) and then had a dream about it. And the next day, got the letter from the attorney. More moon craziness, perhaps. More than likely it is the Universe letting me know if I find a way to pay off this debt, more good things can come my way.

I believe in checks and balances. I know I have to settle this debt so that I can move forward. I believe I have guardian angels protecting me. A few are here on earth! I also believe in giving back, paying it forward and doing good things. I made a few promises to myself this day and won't share them just yet because they are private at the moment (although not much is for me ... I share a lot of personal things), but good things come to those who do good things. I know this to be true.

With the campaign running to get this past debt gone for good, I'll be able to still study, learn, read to keep the dedicated studio workshop alive. I don't know when it'll be born, but it will arrive on time.

I am thinking about having a sale on my websites to get some funding that way too. I haven't sold a mosaic this year yet, so this might help generate a few sales. I'll share that info when I know more.

Meanwhile, all donations are welcome and although I didn't list all the rewards I'll give in return for a donation in the campaign, everyone who donates, no matter how small, will be gifted in some way. I will contact everyone who provides their info once the campaign is finished and the goal met. It's certainly has started off with a bang!!

I'm not sure there is ever a good time to ask for financial help, but if you all could take a minute, read, donate and share this very personal campaign, I'd appreciate it. Thanks so much and enjoy the moments!

https://www.gofundme.com/2a4bt492

Support Independent Artisans, Designers and Crafters for your gift-giving needs all throughout the year. Thank you!~Cindy, EarthMotherMosaics

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